0% Payment Plan

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Most of us have many financial obligations that can fortunately be paid on a monthly basis. Our patients asked us if we could do the same with dental costs. So we did!

Our plan allows you to spread the cost of your dental treatment over a 6 to 18 month period interest-free, instead of paying a large sum all at once. All treatments over $500 are eligible for our 0% Payment Plan and include general dentistry, cosmetic dentistry and orthodontic procedures.

With our Altima 0% Payment Plan you can afford the smile you’ve always wanted while paying for your treatment in affordable monthly payments to fit your budget. This way, you can get the treatment you need or want now – instead of waiting and possibly compromising your oral health.

The application process is easy and will only take a few minutes!

A dental emergency might mean unexpected pressure and worry. If you experience a dental emergency and need financial support, your application can be processed while you are at the dental centre.

We do not charge any interest on our approved payment plans. We require only a small one-time set up fee to cover administrative costs, credit verification and management of your account over the term.  The set-up fee is based on the number of months that your treatment fees are deferred (6, 12 or 18 months).  All details and monthly costs will be explained to you prior to your acceptance of a 0% Payment Plan.

* OAC, some conditions apply

PayBright FAQ

How does PayBright work?

PayBright is Canada’s leading installment payment provider. When you use PayBright, you can split your purchase into easy, automatic monthly payments.

 How do I apply?

You can apply for Paybright using by clicking here, or just ask one of our staff members for help.

Are there requirements to use PayBright?

Yes. You’ll need:

  • To be 18+ years old
  • To be a resident of Canada
  • A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo.
  • An SMS-capable Canadian phone number
  • To meet the minimum treatment amount required to use PayBright as a payment option at checkout

How do I make my payments?

PayBright will help you set up convenient, pre-authorized payments via your bank account or a Canadian bank account, or a Visa/Mastercard credit/debit card.

Which payment methods are accepted?

PayBright currently accepts pre-authorized debits from your Canadian bank account, or a Visa/Mastercard credit/debit card. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Is there an annual fee?

We require only a small one-time set up fee to cover administrative costs, credit verification and management of your account over the term.  The set-up fee is based on the number of months that your treatment fees are deferred (6, 12 or 18 months).  All details and monthly costs will be explained to you prior to your acceptance of a 0% Payment Plan. For more information on related fees, please see these helpful FAQ articles on the PayBright help site.

Does PayBright do a credit check?

For more information on credit checks with PayBright, please see this FAQ article on the subject.

Are there late or NSF fees?

For more information on late or NSF fees, please see this FAQ article on the PayBright help site.

What if I haven’t received an email regarding my payment plan, or if I need additional help with my payment plan?

For help with payment information, or if you haven’t received your PayBright email confirmation, please contact the PayBright Client Relations team via their website.

Can I prepay my outstanding paybright balance? Sure, at any time! There are no penalties or fees for early repayments, and you can save on any interest or processing fees that haven’t accrued yet. To pay off your current balance, please send us a message here.

When will my payments begin? And what if I have pre-order products?

For more information on payment due dates, please see this helpful FAQ article on the PayBright help site.

How long does it take to reverse a pending PayBright authorization on my credit card?

Most authorizations are reversed within 24 hours, however this is ultimately up to your financial institution, and may take 5-10 business days to be reflected on your credit card statement.

How can I track my payments and access my PayBright account?

Your login details to access your PayBright account are in the confirmation email sent to you when you first completed your transaction. Can’t find the details? Please contact PayBright.

What if I can’t make a payment?

Please reach out to PayBright’s Resolutions Team and they will be happy to look into the options available. You can contact them using this contact form.

I was not able to complete a PayBright transaction. What happened?

Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method.

How do I make my monthly payments?

PayBright will take convenient pre-authorized payments from your bank account. In some cases, you can also set up automatic payments from your Visa/Mastercard debit/credit card.

Where can I find PayBright’s Terms and Conditions?

You can find them here.

I still have questions. Who do I contact?

Please contact PayBright’s Client Relations team here if you have any questions.

*Please note that PayBright is an independent payment company and Altima Dental has no influence over whether your payment with PayBright is accepted or not. If you have any trouble with your order, please contact PayBright Customer Service.

* OAC, some conditions apply

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